PHOTO Cullerton and Frerichs work to protect Illinois familiesITASCA- The Illinois State Treasurer’s office has found about $500 million in unpaid life insurance benefits.  Soon insurance companies will be required to return this money to Illinois families.

House Bill 302 will require life insurance companies to review their records going back to 1996 to find life insurance customers who died and no benefits were claimed.

State Senator Tom Cullerton (D-Villa Park) sat down with state Treasurer Michael Frerichs and Representative Deb Conroy (D-Villa Park) and local advocates from the AARP, NAACP and the Illinois Funeral Directors Association to share information on finding ways to return unclaimed life insurance policies to deceased policy owners’ families.

“Insurance companies have a responsibility to pay death benefits,” Cullerton said.  “When your loved ones buy a life insurance policy, they are trying to protect you from financial burdens and hardship. It’s important that we honor their wishes and guarantee that those benefits are given to the family they left behind.”

This new life insurance legislation will protect consumers and put money back in the hands of families, instead of the insurance companies’ bank accounts.  

“I’ve never met a man or woman who purchased life insurance with the expectation that the death benefits would be kept by the insurance company rather than paid to their family,” Frerichs said.

This initiative is the next logical step to bring commonsense change to the life insurance industry.  Insurance companies have acknowledged not paying out death benefits when they knew or should have known a customer died. It has been found that unpaid benefits are often built into the profit plans.

House Bill 302 is currently in committee in the House. Cullerton looks forward to sponsoring this measure in the Senate.

Category: Press Releases

052214 js 0399VILLA PARK- Illinois crowdfunding is up and running thanks to a law passed by Villa Park Democrat Tom Cullerton.

Cullerton is excited to announce Illinois crowdfunding is coming out strong in 2017 with the start of three local businesses now conducting intrastate crowdfunding through Illinois’s first crowdfunding portal, VestLo.

“Small businesses are essential to growing our economy and creating new jobs in Illinois,” Cullerton said.  “This is a new opportunity for Illinois businesses to grow and stimulate our economy.”

In 2015, Cullerton passed legislation to encourage local investment and would create new jobs in Illinois. House Bill 3429 creates an Illinois intrastate exemption allowing Illinois residents to directly invest in Illinois small businesses online.  

Crowdfunding is funding a project or venture by raising many small amounts of money from a large number of people. In exchange for funding, investors receive a small ownership interest in the enterprise.

It took 10 months to work through administrative rules. HB 3429 allows Illinois businesses to raise up to $4 million per year from Illinois investors through debt or equity offerings. Illinois’ law is one of the highest intrastate crowdfunding standards in the nation and well above the federal $1 million cap.

Cullerton states this is a new way of doing business in Illinois.

“The only way to grow our economy is to promote business friendly policies,” Cullerton said. “This new model will not only benefit Illinois, but local communities as well.”

Cullerton encourages local residents and businesses to look into crowdfunding as an option to expand existing businesses and starting new ones.

Vestlo is a leader in investment crowdfunding in Illinois, investing in three Illinois businesses so far Native Sons, CrossTown Fitness and Cardfrenzy.


Category: Press Releases

tcullerton 053116SPRINGFIELD- Villa Park Democrat, State Senator Tom Cullerton’s first act in the 100th General Assembly was to institute new senate leadership term limits.

“New leadership means new ideas,” Cullerton said. “No one person should have that much power.  It’s important for the Senate to have a rotation of fresh ideas to tackle problems.”

Cullerton adopted Senate Resolution 3, which limits the Senate President and Minority Leader to five terms apiece.

A poll released by the Paul Simon Public Policy Institute found that more than 80 percent of voters support term limits on state lawmakers. The poll of 865 likely Illinois voters was released in October 2016.

“We are preventing the possibility for senate leadership to consolidate power,” Cullerton said. “As I talk to the people of my district, this is something they clearly support. I’m here to represent the people of DuPage County and hope the House does the same.”

This measure will go into effect immediately.

Category: Press Releases

PHOTO Tom Cullerton protects police K 9 Units

GLENDALE HEIGHTS- K-9 Orkan and Glendale Heights Officer Mike Huff are like family. Every night, Orkan goes with Huff to the home he shares with his wife and two kids.

State Senator Tom Cullerton (D-Villa Park) passed the Police Dog Retirement Act, to guarantee Orkan will remain part of the Huff family for years to come.

Cullerton’s law, Senate Bill 3129, requires a retiring police dog to be offered to the primary handler of the dog, will go into effect on January 1, 2017.

“Our family dog, Brenna, is a part of our family. I understand there is a special bond between an officer and their dog,” Cullerton said. “It’s important that we honor this relationship.”

If the officer doesn’t wish to keep the dog it can be offered to another officer or employee, a nonprofit organization or a no-kill animal shelter.

Police dogs, similar to Orkan, serve local police departments by helping search for drugs and explosives, aiding in searches for lost people, looking for crime scene evidence, and protecting officers. Police dogs must remember several hand and verbal commands.

Orkan is a three-and-a-half-year-old German Shephard that started his training with Huff in September of 2014. The police dog is a dual-purpose canine for the police department; he is performs drug searches as well as aiding in search-and-rescue missions.  

In Orkan’s free time he loves tennis balls, playing fetch and taking long walks throughout Huff’s neighborhood. His tennis ball addiction is fed by donations from local tennis clubs.  

Cullerton believes this is not only a way to honor the service of Illinois police officers but also a cost-effective way to give police K-9’s a safe and responsible home.

“I’m happy to pass a law to not only honor the service of our communities’ police officers but also honors the relationship between a family and their dog,” Cullerton said.



PICTURE: Glendale Heights Officer Mike Huff, State Senator Tom Cullerton (D-Villa Park) and Police K-9 Orkan pose for a picture before Roll Call on Wednesday, December 21.

Category: Press Releases

Petition: Do Not Tax Retirement Income

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Welcome to the official website of Senator Tom Cullerton. Please fill out our contact form to contact Senator Cullerton directly or you may call either of our offices. We look forward to hearing from you.

District Office
338 S. Ardmore Ave.
Villa Park, IL 60181
P: (630) 903-6662
F: (630) 903-6643

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122 Capitol Building
Springfield, IL 62706
P: (217) 782-9463